Broker Check

Our Team

Robert G. Kruty



Rob Kruty and his partners founded River Financial Group in 2003. He has been in the financial services industry since 1989 when he interned with MassMutual Financial Group. He graduated from the University of Rochester in May of 1990 with a degree in Economics.

Since then, he has built an independent wealth advisory practice that encompasses all facets of financial planning. His clients have access to some of the best CPAs, attorneys, and insurance professionals in the industry. Rob is committed to serving families, businesses and organizations with comprehensive financial planning strategies that help them achieve their objectives.

Rob is a Registered Representative and Affiliated Investment Advisor of Valmark Securities. He holds a FINRA Series 7, 6, 27, 63 as well as his Life & Health Insurance License.

Rob was raised in Strongsville, Ohio and lives in Downtown Cleveland. He currently serves on the Board for St. Malachi Center. He is also on the Board of Directors for the Marina at the Westlake, the Westlake Property Owners Association, and Arlington Arms in Ellicottville, NY.

During the summer months, you can find Rob on Lake Erie boating and fishing. Rob enjoys being in the mountains during the winter months. Please feel free to contact him at any time should you desire additional information.

Anthony F. Moore



Anthony Moore over sees River Financial Groups benefits practice. Anthony attended Youngstown State University before starting his professional career in 1996 with Massachusetts Mutual. Anthony joined River Financial Group in 2004 as the Director of Employee Benefits. As a consultant, Anthony brings strong personal skills and expertise in fee negotiations. He has worked extensively in creating employee benefit plans and establishing group medical, dental, life, and disability programs.

Anthony is active in local charities and schools. He enjoys spending free time with his wife and two children. His hobbies include golfing, skiing, and soccer.

Anthony is knowledgeable, hardworking and dedicated to your success. He is here to help with your long-range strategic planning and advise on your employee benefits package.

Please note that Anthony is not affiliated with Valmark Securities or Valmark Advisers.

Cole B. Condon, ChFC®



Cole B. Condon achieved a bachelor's degree in Finance from Miami University in 2001, and has since carved out a successful career helping individuals, families, and businesses with their comprehensive financial planning needs. He started building his financial planning practice in 2001 at Skylight Financial Group where he stayed until joining River Financial Group in 2012.

Cole has demonstrated tremendous passion for helping those who are seeking financial guidance. His specialty is engaging in comprehensive financial planning " a structured method of planning that involves a simultaneous review of all aspects of his clients' financial lives. His career-long expertise of utilizing these techniques gives him a tremendous advantage when solving problems for his clients.

Cole takes his clients' financial goals and concerns seriously, as well as increasing his knowledge in the industry. He has earned the Chartered Financial Consultant® (ChFC®) designation from the American College. This achievement is based on demonstrating a broad knowledge base in the following areas of financial planning: tax, investment, retirement, estate, and insurance (amongst others).

Cole is a registered representative of ValMark Securities and ValMark Advisers and holds FINRA Series 7, 6, and 63 licenses along with his licenses for life and health insurance. He is excited to be part of RFG and ValMark, as he knows that partnering with an independent broker/dealer allows him much more access to solutions that help his clients.

In his free time, Cole enjoys spending time with family and friends, traveling, and golfing. He resides in Westlake, where he has lived for over 10 years.

Amy Kuzman



Amy Kuzman has been working in the investment, insurance industry for 11 years and has been with River Financial Group since 2003. Amy currently holds an Ohio Insurance License for Life, Accident & Health, & Variable Products and a Series 6 security license.

Amy processes all new security applications and is able to assist clients with inquiries or changes needed to their account. Amy also assists in the Group Benefit department to include group health and ancillary products. Please give Amy a call should you need any forms or changes made to your company's benefit plan.

When not at work, Amy enjoys spending time with her family, to include her husband, two dogs and five cats. She also loves attending Zumba classes.

Louis L. Moore



Louis L. Moore is one of the founding Principals of River Financial Group. Mr. Moore has more than 18 years of experience in the insurance and financial services industry, Mr. Moore offers valuable expertise and guidance in designing and implementing benefit plans that help to attract, retain and reward key talent.

Mr. Moore specializes in the design and implementation of compensation and nonqualified benefit plans for officers and directors of financial institutions and corporations. He specializes working with banks to develop an understanding of current and long-term needs; provides an analysis of existing compensation and benefit practices; and then prepares recommendations that address impact on cash flows, earnings, shareholder value, and other bank objectives to facilitate board approval.

Mr. Moore also works with bank accountants, attorneys and consultants to provide a coordinated financial strategy utilizing bank-owned life insurance (BOLI) to minimize the impact of plan costs on earnings.

Mr. Moore has authored several articles for the Ohio Bankers League and the Kentucky Bankers Association and advises them on pertinent regulatory changes affecting their members. He also serves as a Managing Principal for Banc Consulting Partners, a leading BOLI advisory firm.

He received a bachelor's degree in economics and business administration from Baldwin-Wallace College in Berea, Ohio. He has passed the series 6 and 63 qualifying exams with the National Association of Securities Dealers (NASD) and is a licensed insurance professional.

Mr. Moore resides in Westlake, OH and competes in Duathlons and USSA Masters ski racing in his spare time.

Please note that Louis Moore is not affiliated with Valmark Securities or Valmark Advisory Services.

Mary Harvey, ChFC

(216) 595-1441

(216) 464-6906

Mary’s investment and insurance expertise, combined with her responsive, personal service, has helped many individuals, families and businesses to achieve their financial dreams and goals.  Mary joined ValMark Financial Group in 1992, where the Golden Rule rules!

Mary resides in Pepper Pike with her husband. They enjoy golfing and traveling together. They are active in St. Dominic Church and traveled to El Salvador in 2014 and continue to support the mission there. Mary has been involved with the Arthritis Foundation for over 25 years.